Animal Shuttle Service for pets being altered at our clinic now being added at locations near you!
Find out more on our Animal Shuttle page.

Visa® Platinum Rewards Card

Apply Now for a Northwest Spay & Neuter Center Visa Platinum Rewards Card.

Funds from our new Visa program will help Northwest Spay & Neuter Center promote and provide affordable, high-quality spay and neuter services for cats, dogs, and rabbits in an effort to stop the killing of animals due to overpopulation. Thank you for choosing and using your favorite card.

Apply Now

Frequently Asked Questions

How does opening a credit card with UMB benefit Northwest Spay & Neuter Center?

Northwest Spay & Neuter Center receives $50 for each approved application that is activated and used within 90 days of approval. Additionally, a percentage of every retail purchase made using the card will be donated to Northwest Spay & Neuter Center.

Who is UMB?

UMB is a multi-bank, multi-billion dollar holding company headquartered in Kansas City, Missouri. They were ranked by Smart Money as “the highest-scoring traditional bank among our favorites and by Forbes as the #2 “best” bank in the U.S.” As a leading card issuer with nearly 40 years of credit card experience, UMB offers a wide range of consumer and commercial Visa and private label products. For more information, visit

Is there an annual fee?

Please click here for the most updated pricing and fees disclosure.

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What is the annual percentage rate (APR) on the card?

Please click here for the most updated pricing and fees disclosure.

Can I apply over the phone?

Unfortunately, not at this time.

How can I get an application by mail?

Paper applications will be available at certain Northwest Spay & Neuter Center events or by contacting We encourage you to apply securely online to help us reduce marketing and processing costs.

When I apply for the card, will my transaction be secure?

Yes. Your application will be transmitted to UMB through an encrypted security page.

Do I have to activate and use the card within a certain time period for Northwest Spay & Neuter Center to receive the $50?

Yes. But you only need to use the card once within the first 90 days for us to receive the $50 bounty. Of course, we encourage you to make it your primary card because Northwest Spay & Neuter Center receives a percentage of every retail purchase at no additional cost to you.

How does the rewards program work?

Simply use your card at the participating retailers listed on

Your earned Bonus Rewards points will automatically be credited to your Bonus Rewards Activity account and can be found on your monthly statement.

What can I redeem for with my points earned?

You can redeem your points for name-brand merchandise, gift cards, travel, event tickets and activities. For more information about redemptions options, please visit for more details.

Do my points expire?

Points expire after 5 years. For more information on Program Rules, please see the Rewards Program Rules disclosure that will accompany your card.

How do I redeem my points?

Simply go to online redemptions site at to redeem your points.

If I have another question about Bonus Rewards not listed above, who can I contact?

Please contact customer service at (800) 821-4115.

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